Motorcycle Insurance

Just like auto insurance, if you own a motorcycle, you must carry motorcycle insurance in order to drive your bike legally. And, just like auto insurance, you’ll want to know that you, your bike, and any passenger riding with you are protected in the case of accident, theft, or damage.

Motorcycle coverage protects most bikes on the road, including sport bikes, street bikes, cruisers, touring bikes, standard motorcycles, custom motorcycles, scooters, dirt bikes, trikes, classics, and other 2-wheeled rides. It may also cover custom equipment, towing, and labor.

Motorcycle policies come in all shapes and sizes, too. So whether you’ve got a hog or a Honda scooter, the agents at Foundation Insurance Group can help you find the right policy tailored to meet your specific needs.

What are my Motorcycle Insurance Coverage Options?

  • Liability insurance – covers damage or injury to property or people in the event you are held to be at fault in an accident or collision. It does not cover you or your bike.
  • Collision coverage – covers your motorcycle and pays for damage to your bike, less the deductible, even if the damage is your fault.
  • Comprehensive coverage – covers your bike from non-accident related events, such as theft, vandalism, and fire.
  • Uninsured/Underinsured Motorist coverage – provides protection if you are involved in an accident caused by another driver who has no insurance or has inadequate insurance coverage. This coverage will help page for medical treatment and other damages to you and your passenger. You may also want to include uninsured motorist property damage coverage. This will protect your bike and cover repairs.

Motorcycle Premium Discounts

You may be eligible to take advantage of premium discounts, depending upon your age and driving record, your bike’s type, style, age, and the location it is kept, and whether you are a member of a motorcycle association and/or have completed a motorcycle safety rider course. Many companies offer 10% – 15% discounts for graduates of the Motorcycle Safety Foundation rider course. You may also qualify for a multi-policy discount if you bundle your home, car or life insurance with the same company.

Contact Us

The knowledgeable and professional agents at Foundation Insurance Group are ready to help you customize a motorcycle policy that’s right for both your bike and your lifestyle at a cost you can afford. For more information about motorcycle coverage and discounts, contact one of our experienced insurance agents today.