Are you covered?
While floods can cause major destruction to your home and property, flood damage is not covered by your Homeowners insurance. That’s why Foundation Insurance Group partners with the National Flood Insurance Program to provide the specialized coverage you need to protect your home, condo or business from rising waters. Properties located in low to moderate risk zones may be eligible for a Preferred Risk Policy, a low cost option that allows property owners and businesses to protect themselves against the harsh effects of flooding.
A Flood Policy Covers
- Flood damage to your home’s structure including items such as your furnace and water heater
- Flood damage to your furniture, rugs, appliances, and clothing (with limitations for basement areas)
- Expenses you incur to protect your home against imminent flood damage by sandbagging or other measures
- Clean-up costs for covered items after a flood, including debris removal